Terms and Conditions – MyScoreVenture

Effective Date: 11/01/2024

Welcome to MyScoreVenture (“Company,” “we,” “our,” or “us”). By accessing our website, services, or communications, you agree to the following Terms and Conditions. Please read them carefully.

1. Services Provided

MyScoreVenture provides credit education, credit restoration assistance, and related support services. Our services may include:

  • Credit report analysis

  • Dispute preparation assistance

  • Credit education and recommendations

  • Customer support and account updates

We do not guarantee any specific credit score increase or removal of negative items.

2. No Guarantee of Results

Credit results vary based on individual credit profiles and creditor reporting practices. While we work diligently on your behalf:

  • Results are not guaranteed

  • Timeframes vary by credit bureau and creditor

  • Credit score changes depend on multiple factors outside our control

3. Payment Terms

MyScoreVenture complies with the Credit Repair Organizations Act (CROA).

  • No fees are charged before services are performed

  • Fees are charged only after services for the billing period are completed

  • Payments are non-refundable for services already performed

If payment fails or is declined, services may be paused until payment is resolved.

4. Customer Responsibilities

By using our services, you agree to:

  • Provide accurate and truthful information

  • Submit required documents promptly

  • Respond to requests for verification or authorization

  • Notify us of any changes to your contact information

Failure to cooperate may affect results or delay services.

5. Communication Consent (Calls, Email & SMS)

By submitting your information through our website, forms, or service enrollment, you consent to receive communications from MyScoreVenture, including:

  • Phone calls

  • Emails

  • Text messages (SMS)

These communications may include:

  • Account updates

  • Service notifications

  • Support responses

  • Appointment reminders

  • Important service information

SMS Consent Terms:

  • Message frequency varies

  • Message and data rates may apply

  • Reply STOP to opt out

  • Reply HELP for assistance

We do not send unsolicited marketing messages or cold text individuals without prior consent.

6. Right to Cancel

You may cancel services at any time by contacting us. Upon cancellation:

  • Future billing will stop

  • Services already completed remain payable

  • Your file will be closed within a reasonable timeframe

7. Credit Bureau & Creditor Interaction

You authorize MyScoreVenture to assist you in preparing communications and disputes with credit bureaus and creditors. You understand that:

  • Final decisions are made by credit bureaus and creditors

  • We cannot control their investigations or responses

8. Privacy and Data Protection

We collect and use personal information only to:

  • Provide requested services

  • Communicate regarding your account

  • Improve customer experience

  • Comply with legal requirements

We do not sell, rent, or trade your personal information to third parties.

For full details, please review our Privacy Policy.

9. Third-Party Services

We may use secure third-party providers (payment processors, communication platforms, or software tools) to operate our services. These providers may process your data only as necessary to perform their functions.

10. Website Use

You agree not to:

  • Use the website for unlawful purposes

  • Attempt to access restricted systems

  • Submit false or misleading information

  • Interfere with website security or functionality

11. Limitation of Liability

MyScoreVenture is not liable for:

  • Credit decisions made by lenders

  • Actions of credit bureaus or creditors

  • Indirect or consequential damages

  • Losses resulting from inaccurate information provided by the client

Our liability is limited to the amount paid for services performed.

12. No Legal or Financial Advice

Our services are educational and administrative in nature. We do not provide legal, tax, or financial advice.

13. Changes to Terms

We may update these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated terms.

14. Contact Information

MyScoreVenture
Website: https://myscoreventure.com
Email: support@myscoreventure.com
Phone: 754-399-3777